Affordable Burial Insurance Plans Made Simple

No Medical Exam. Fixed Rates. Quick Approval for Seniors Ages 45–85.

Why Millions Purchase Final Expense Insurance?

  • No Medical Exam Required

  • Low Monthly Rates That Never Increase

  • Covers Funeral Costs & Debts

  • Fast Approval — Coverage Starts Immediately

Getting Covered Is as Easy as 1-2-3

Request Your Quote

Tell us a little about yourself - don't worry, your information is secure and is never sold. Click below to fast forward to the form.

Get Matched

We compare top-rated plans for you. We have access to many of the top carriers in the market - pair that along with our expert agents, we are known to find the best, lowest cost plans for our clients across the county.

Get Covered

Secure your coverage with no hassle. We will be available any time you need it and walk you through the process step by step.

Get Your Free Final Expense Quote

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  1. Consent to Contact:
    You authorize Stratton Insurance Agency and its licensed agents to contact you at the phone number, email address, or other contact methods you provide. This includes calls, texts, and emails related to insurance products and services, including through the use of an autodialer or prerecorded messages. Your consent is not a condition of purchase.

  2. TCPA Compliance:
    You understand that by submitting your information, you are providing “written consent” as defined by the Telephone Consumer Protection Act (TCPA) to receive marketing calls and text messages from Stratton Insurance Agency and its representatives. You may revoke your consent at any time by replying “STOP” to a text or by emailing us.

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  4. Privacy & Data Use:
    All personal information you submit will be used to provide you with accurate insurance quotes and customer support. Your data is kept secure and is only shared with licensed insurance professionals and carrier partners directly involved in providing your requested services.

  5. Carrier Disclosure:
    Stratton Insurance Agency works with multiple life insurance carriers. We are an independent agency and may offer quotes from various providers based on your eligibility and stated preferences.

  6. No Obligation to Purchase:
    Requesting a quote or being contacted by a licensed agent does not require you to purchase any insurance policy.

  7. Age & Eligibility Confirmation:
    By submitting this form, you confirm that you are at least 18 years of age and a legal U.S. resident.

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What Our Clients Say

After my husband was diagnosed with cancer, we realized we didn’t have anything in place. Stratton helped us get coverage even with his medical history — now we feel prepared no matter what happens.

-Angela B., Omaha, NE

I recently retired and wanted to leave something behind for my grandkids. Final expense insurance gave me a way to cover burial costs and still leave a gift for them.

-Patricia W., Tallahassee, FL

I own a bakery and finally realized I am the business. If something happened to me, my husband would be left to figure everything out. Now we’ve got a policy that would let him keep things going.

-Chloe S., Portland, OR

Frequently Asked Questions

What is final expense insurance?

Final expense insurance is a small, affordable whole life insurance policy meant to cover funeral costs, medical bills, or small debts. It’s designed for seniors and has simple approval — often with no medical exam required.

Is this a whole life policy?

Yes. Final expense insurance is a type of whole life policy, meaning:

Your rate never increases

Your benefit never decreases

Your coverage never expires as long as you pay your premiums

How fast can I get covered?

In most cases, you can be approved the same day. Many of our clients are fully covered in under 24 hours with no medical exam.

Will my premiums ever increase?

No. Your premium is locked in for life — it will never increase due to age or health changes.

What if I have health conditions?

That’s okay! Many policies we offer are designed specifically for people with existing health issues like high blood pressure, diabetes, or past surgeries. We work with top-rated companies that offer guaranteed or simplified issue plans.

How much coverage can I get?

Final expense policies usually offer between $2,000 and $50,000 in coverage. We’ll help you choose an amount that fits your budget and your family’s needs.

Can I choose my beneficiary?

Absolutely. You choose who receives the benefit — a spouse, child, sibling, or trusted friend. They’ll get the tax-free payout when the time comes.

Is this available in my state?

Yes — we’re licensed to help clients across Texas and other U.S. states. If you're not sure, just fill out the form and we'll confirm availability in your area.

Your Family Deserves Peace of Mind